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This Website is owned and operated by Development Consortium. We recognize that visitors to our site may be concerned about the information they provide to us and how we treat that information. Development Consortium is committed to ensuring that your privacy is protected. This Privacy Policy addresses those concerns. This policy may be changed or updated from time to time. You should check this page from time to time to ensure that you are happy with any changes.

This policy is effective from 01/04/2020. If you have any questions about our Privacy Policy, you may contact us at:

Development Consortium
6, Narmada 7, Nelson Mandela Marg,
Vasant Kunj,
New Delhi - 110070
India
E-mail: info@devcons.org

PERSONAL DATA

Development Consortium uses its best efforts to respect the privacy of its online visitors. At our site, we do not collect personally identifiable information from individuals unless they provide it to us voluntarily and knowingly. This means we do not require you to register or provide information to us in order to view our website. Development Consortium only gathers personally identifiable data, such as names, addresses, zip/postal codes, e-mail addresses, etc., when voluntarily submitted by a visitor. For example, we ask for personal information on our online donation pages, and use this information to acknowledge receipt of your donation for tax purposes.

Development Consortium does not sell or trade such information collected to third parties. We will not share personally identifiable information with third parties unless authorized by the person submitting the information or required by law.

CREDIT CARD INFORMATION SECURITY

Development Consortium uses industry-standard Secure Sockets Layer (SSL) encryption to protect the security of your transaction and the confidentiality of your personal information. This makes it extremely difficult for anyone else to intercept the credit card information you send to us. Credit card information is not sold or traded to third parties. We will not share credit card information with third parties unless required by law.

If you still have concerns about the security of your credit card information, contributions may also be made by sending personal checks or money orders to:

Development Consortium
6, Narmada 7, Nelson Mandela Marg,
Vasant Kunj,
New Delhi - 110070
India
E-mail: info@devcons.org

SECURITY

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

DONATIONS

We request information from the visitor on our donation form. A visitor must provide contact information (such as name, e-mail and mailing address) and payment information (such as credit card number and expiration date). This information is used for billing purposes and for sending receipt of the donation. If we have trouble processing a donation, the information is used by us to contact the visitor. If the visitor has given permission for the information's release, the visitor's name and contact information may be shared with carefully selected organizations and charities we feel our donors would want to know about. Where requested, we will provide information on larger donations to appropriate charities and donors for tax purposes. Financial and credit card information are NEVER released.

COOKIES

Visitors should be aware that non-personal information and data may be automatically collected by Development Consortium's Website through the use of cookies. Cookies are small text files a Website can use to recognize repeat visitors, facilitate the visitor's ongoing access to and use of the site, and allow a site to track usage behaviour and compile aggregate data that will allow content improvements. Cookies are not programs that come onto a visitor's system and damage files. Generally, cookies work by assigning a unique number to the visitor that has no meaning outside the assigning site. If a visitor does not want information collected through the use of cookies, there is a simple procedure in most browsers that allows the visitor to deny or accept the cookie feature. Development Consortium uses cookie technology only to obtain non-personal information from its online visitors in order to improve visitors' online experience and facilitate their visit within our site.

EXTERNAL LINKS

This website may contain links to other sites. Unless we expressly state otherwise, Development Consortium makes no representations whatsoever concerning the content of those sites. The fact that Development Consortium has provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers. There are risks associated with using any information, software, or products found on the Internet, and Development Consortium cautions you to make sure that you understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet. In addition, we encourage our users to be aware when they leave our site to read the privacy statements of each and every website that collects personally identifiable information. These other sites may collect or solicit personal data or send their own cookies to your computer. Please be aware that Development Consortium is not responsible for the privacy practices of other websites. Please check the privacy statements of these other sites for more information about their policies on collection and use of personal information.

NOTIFICATION OF CHANGES

If we decide to change our privacy policy, we will post those changes to this privacy statement so our visitors are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected.

If, however, we are going to use visitors' personally identifiable information in a manner significantly different from that stated at the time of collection we will notify visitors via e-mail and won't disclose this information unless express information is granted. However, if visitors have opted out of all communication with the site, or deleted/deactivated their account, then they will not be contacted, nor will their personal information be used in this new manner, except if required by law.

THIRD-PARTY ACTIVITIES

Unaffiliated third parties, such as Google, Facebook, Twitter, etc. are providers of avenues, content, functionality and services for our web and social media sites. We do not control what and how these and other third parties collect personal data or how they use it. We do know, however, that in addition to using sophisticated technologies such as cookies and web beacons on web and social media sites, including sites such as ours, third parties routinely employ new and innovative tools, techniques and practices to collect, receive, process, buy and sell personal information over extended durations, build sophisticated user profiles and commercially exploit it. We do not control and are not responsible for the privacy and business practices of these third parties. Note here that certain of their activities can potentially be managed by users themselves, as for instance, through Internet browser and handheld app controls.

SHARING

Though we make a good faith effort to preserve visitor privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our website.

LINKS

This website may contain links to other websites of interest. Please be aware that once you have used these links to leave our website you should note that we, do not, have any control over and are not responsible for the content or privacy practices of such other websites. We encourage our visitors to be aware when they leave our site they are required to read the privacy statements of each and every website they visit. This privacy statement applies solely to information collected by this website.

REFERRALS

If a visitor elects to use our referral service for informing a friend about our site, we ask them for the friend's name and e-mail address. Development Consortium will automatically send the friend a one-time e-mail with an introduction to Development Consortium and an invitation to visit the site. The one-time e-mail will include the name of the person making the referral. Development Consortium stores this information for the sole purpose of sending this one-time e-mail and tracking the success of our referral program. The friend may contact Development Consortium at unsubscribe (info@devcons.org) to request the removal of this information from our database.

In view of the recently updated General Data Protection Regulation (GDPR), we have updated our privacy policies for all European citizens.

DATA RETENTION

We retain personal data for as long as necessary to fulfil the purposes for which it was collected and processed, including for the purposes of satisfying any contractual, legal, regulatory, accounting or reporting obligations.


ANTI-MONEY LAUNDERING POLICY

SCOPE AND APPLICABILITY

Development Consortium is committed to ensuring that it maintains ethical practices, complies with applicable laws and regulations as provided by the Government of India and its platform is not used for funding illegal activities. To achieve this objective, we have drafted this Anti-Money Laundering Policy (“AML Policy”) and request you to carefully read, understand and abide by the policy. This policy is in addition to your obligations under applicable laws on the prevention of money laundering and does not detract in any manner from those obligations. We urge you to be aware of your obligations under such applicable laws. Development Consortium’s ability to comply with its obligations under applicable law is dependent on your cooperation and we seek your cooperation via this policy.

To ensure that we are not involved in any transactions that are known or suspected to be means of laundering money if any suspicious activity is noticed, users of the Development Consortium platform are urged to promptly contact government authorities to facilitate any action that may be needed. This money laundering policy applies to all persons using and accessing the platform. This includes all donors, contributors, and persons visiting our platform. All these persons are collectively referred to as “Users” or “users”.

WHAT CONSTITUTES MONEY LAUNDERING AND SUSPICIOUS TRANSACTIONS

“Money laundering” is largely understood to mean any act or attempt (directly or indirectly and even by association in one step of a series of transactions) to conceal or disguise the origin and ownership of proceeds obtained illegally, such that it appears to have originated from legitimate sources; thus avoiding prosecution, conviction and confiscation of such proceeds.

Recognising transactions involving money laundering requires awareness of possible suspicious activity, which may arise at any time. Below is an indicative list of actions that persons associated with Development Consortium should be careful of. This list is not exhaustive, as every circumstance is not foreseeable. However, regardless of appearing together or individually, please be aware of the following situations that may be indications of money laundering activity:

  • Users that are reluctant to provide complete information, or those that provide incomplete, false or suspicious information and/ or are unwilling to comply with Development Consortium’s identification requirements
  • Users that appear as agents or representatives for other individuals or organisations, but refuse to provide complete information about such individuals or organisations
  • Any person, including a DC member, that is concerned about or seeks to avoid any reporting requirements or refuses to maintain required records
  • Donations of large amounts that appear to be out of place or inconsistent with normal donation patterns, in the absence of any legitimate requirement for such donation
  • Users making payments in one form, then requesting refunds in other forms (for example, making payments by credit card, but requesting refunds in cash or by wire transfers)
  • Users making contributions, followed by immediate requests to wire out or transfer the funds to a third party or firm, without connected purposes
  • Users requesting for donations to be paid in cash or wired to a third party or firm, without connected purposes
  • On-boarding of users by DC’s member based on incomplete information or in contravention of DC’s policies
  • Users connected to countries and/ or persons identified as non- cooperative by the Reserve Bank of India, Financial Action Task Force on Money Laundering established by the G-7 Summit in 1987, Office of Foreign Assets Control, US Department of Treasury and international organisations against money laundering or any other law of the nation or treaty in force

ACTION BY DEVELOPMENT CONSORTIUM

Upon receiving knowledge of suspicious transactions or any breach of applicable law or this policy, Development Consortium may take one or more of the following steps:

  • Probe into the incident
  • Report the incident directly to the appropriate government authority
  • Other steps/actions that Development Consortium may deem appropriate

CONSEQUENCES OF AML POLICY VIOLATIONS

Users hereby acknowledge that irreparable damage would occur to Development Consortium if any of the provisions of this AML Policy are not complied with. Accordingly, users agree that Development Consortium is entitled to claim damages from users for violating this AML Policy in addition to any other remedy to which they are entitled to by law.

NO LIABILITY

To the extent permitted under applicable law, Development Consortium shall have no liability in respect of any other illegal transactions that take place on its platform. Development Consortium shall also not be liable for any consequences (monetary or otherwise) suffered by the users if it takes action (in its sole discretion) pursuant to this policy and applicable law.

COMPLIANCE AND CO-OPERATION

This policy must be complied with by the user in addition to the local laws applicable to the users in the jurisdictions of the boundaries of the nation they reside in. Users agree that upon being requested by Development Consortium or its legal counsel or any government authorities they shall fully cooperate with them in any formal or informal inquiry, investigation or other proceedings, that may be required by law. In this regard, users agree that they will promptly provide all valid information and/or documents they may possess relevant to the inquiry, investigation or legal action or proceeding without any demur and at their own costs.

MAINTENANCE AND DISCLOSURE OF RECORDS

To help us comply with applicable law we obtain, record and retain information that identifies users on our platform. This means we must ask you for certain identifying information, including copies of government-issued ID and such other information or documents that we consider appropriate to verify your identity. Development Consortium hereby reserves the right to maintain records confirming the identity of its users and the transactions undertaken by them for as long as may be required under applicable law. Development Consortium also reserves the right to disclose this information to government authorities in case of any inquiry, investigation or other proceedings initiated by them.

GOOD FAITH

No policy, law or code of conduct can foresee every situation, and Development Consortium relies on the good faith of its users to promptly report any concerns or ‘red flags’ envisaged by this AML Policy to government authorities. Development Consortium presumes that all information (including documents relating to the identity of its users) is true and accurate and the users represent the same to Development Consortium.

AMENDMENT

Development Consortium reserves the right to modify and amend this AML Policy from time to time, as required. Development Consortium will not be liable to any users or third parties for any modification or amendment. Users are recommended to review the AML Policy from time to time, for the most up-to-date version. In the event of modification or amendment to the AML Policy, continued use of the platform, after notice of material changes, will constitute acceptance of the modified or amended terms. If the modifications or amendments to the AML Policy are not acceptable by any users, the only remedy would be to cease usage of the platform.

Governing Law and Jurisdiction

The AML policy is made and published in accordance with the laws prevailing in India. This document is an electronic record and all amended provisions pertaining to electronic records in various statutes, as amended by the IT Act, will be applicable. This electronic record is generated by a computer system and does not require physical or digital signatures.

All matters relating to the Website, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of India without regard to any conflict of law principles.

Any legal suit, action, or proceeding arising out of, or related to, the Website or donations made through use of the Website may be instituted exclusively in the courts located in New Delhi, India. Notwithstanding the foregoing, Development Consortium hereby retains the right to bring any suit, action, or proceeding against you for breach of the policies in your country of residence if other than India. You hereby waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts in such cities.

At Development Consortium’s sole discretion, it may require you to submit any disputes arising from use of the Website, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Indian Arbitration Act of 1996, as amended, and the rules made thereunder. The venue of the arbitration shall be New Delhi, India.

SURVIVAL

This AML Policy will survive the termination of Development Consortium relationship with the concerned donor.

QUERIES
Should have any queries or require any assistance in relation to this policy, please write to us at info[at]devcons[dot]org